Funding for Economic Justice Loans come from philanthropic organizations and individuals with a shared vision of economic equality, a commitment to address systematic racism, and desire to reduce the racial wealth disparity gap.  Current funding partners include the Neighborhood Assistance Corporation of America (NACA) and the Ludwig Institute for Shared Economic Prosperity (LISEP). Economic Justice Loans will demonstrate viability of loans on these terms, which are very favorable to borrowers.  This model will be the foundation for other lenders to help level the economic and social playing field for marginalized communities.

About the Ludwig Institute for Shared Economic Prosperity (LISEP)

LISEP produces original economic research to provide a more accurate picture of the well-being of middle- and lower-income families. Its research includes new economic indicators for both unemployment and earnings. Its statistics aim to provide policymakers and the public a more transparent view into the economic situation of all Americans as compared with the traditionally relied upon metrics. Beyond unemployment and earnings, LISEP is working on additional economic indicators, including on cost of living.

LISEP also seeks to guide and support policy initiatives that increase opportunities for struggling Americans, including how we can create a business environment that supports good-paying jobs.


About NACA

The Neighborhood Assistance Corporation of America (“NACA”) is a non-profit, community advocacy and homeownership organization. NACA’s primary goal is to build strong, healthy neighborhoods in urban and rural areas nationwide through affordable homeownership. NACA has made the dream of homeownership a reality for thousands of working people by counseling them honestly and effectively, enabling even those with poor credit to purchase a home or modify their predatory loan with far better terms than those provided even in the prime market.