Small businesses owners or startup entrepreneurs from, or who have a mission to, assist underserved communities.

There are no application, origination, or processing fees.

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Credit scores are not considered.

Minimum loan $2,000, maximum loan $15,000.

Terms are a ​​maximum of 36 months.

The loan is for any business that positively contributes to underserved communities.


Complete the application on NACA’s website and upload the required documents.

No, a collateral guarantee is not required.

No. they must be repaid in full.

The loan will need to be paid off at or before sale of the business.

You can use the loan for an existing business or to start a business.  The business does not have to be incorporated.